Two people earning the same salary can take home different amounts just because of where they live. Federal income tax, Social Security and Medicare work the same everywhere, so the difference comes from the state. This page shows what a single worker keeps each month in every state that charges no income tax on wages or one flat rate.
Monthly take-home pay by state, 2026
Single filer, no 401(k) or other deductions, paid a salary of $50,000, $75,000 or $100,000 a year. Sorted from the lowest state tax to the highest.
| State | State tax | $50,000 a year | $75,000 a year | $100,000 a year |
|---|---|---|---|---|
| No state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming | None | $3,530 | $5,133 | $6,598 |
| Arizona | 2.5% | $3,425 | $4,976 | $6,390 |
| Ohio | 2.75% | $3,415 | $4,961 | $6,369 |
| Indiana | 2.95% | $3,407 | $4,948 | $6,353 |
| Louisiana | 3% | $3,405 | $4,945 | $6,348 |
| Pennsylvania | 3.07% | $3,402 | $4,941 | $6,343 |
| Kentucky | 3.5% | $3,384 | $4,914 | $6,307 |
| Iowa | 3.8% | $3,371 | $4,895 | $6,282 |
| North Carolina | 3.99% | $3,363 | $4,883 | $6,266 |
| Mississippi | 4% | $3,363 | $4,883 | $6,265 |
| Michigan | 4.25% | $3,353 | $4,867 | $6,244 |
| Colorado | 4.4% | $3,346 | $4,858 | $6,232 |
| Utah | 4.5% | $3,342 | $4,851 | $6,223 |
| Illinois | 4.95% | $3,323 | $4,823 | $6,186 |
| Georgia | 5.19% | $3,313 | $4,808 | $6,166 |
| Idaho | 5.3% | $3,309 | $4,801 | $6,157 |
Take-home pay per month after federal income tax, Social Security, Medicare and state income tax. Local taxes, graduated-rate states and deductions are not included. See "What this leaves out" below.
Worked example: $75,000 in two states
Take a single worker who earns $75,000. With no state income tax, they pay $7,670 in federal income tax, $4,650 in Social Security and $1,088 in Medicare, $13,408 in all, and keep $61,593 a year, or $5,133 a month.
In Idaho, the flat state rate is 5.3%. That is $75,000 × 5.3% = $3,975 more tax each year, so the same worker keeps $57,618 a year, or $4,801 a month. The gap is about $331 a month, and it comes entirely from the state. The lowest flat rate in the table is Arizona at 2.5%, which would cost the same worker $1,875 a year. "Has an income tax" covers a wide range.
How to use this when you are choosing where to live or work
- Compare offers by take-home pay, not salary. A higher salary in a taxed state can leave you with less than a slightly lower one in a no-tax state.
- Look at the whole picture. States without an income tax fund themselves in other ways, such as sales and property taxes. Our closing costs by state guides list property tax rates for several states.
- Run your own numbers. Open the paycheck calculator to add your 401(k), health premiums and filing status — or jump straight to a paycheck calculator for your state.
What this leaves out
- States with tax brackets. California, New York and many others charge more as you earn more, so they cannot be shown with one rate. Use "Other state" in the paycheck calculator and enter your own effective rate.
- Local taxes. Some cities, counties and school districts add their own income tax.
- State deductions and exemptions. We apply the flat rate to all wages, so where a state has a standard deduction your real state tax is usually a little lower.
- Other payroll charges. Some states charge small amounts for disability or family leave insurance.
- Married filers and other filing statuses. The table uses a single filer. Change the status in the calculator.
Sources
Federal brackets and the standard deduction are from IRS Revenue Procedure 2025-32, and the Social Security wage base is from the Social Security Administration. State rates are the Tax Foundation's 2026 state income tax rates. Read how the numbers are built on our methodology page. Last reviewed September 2026. This is general information, not tax advice.